top of page
  • Facebook
  • Instagram
  • LinkedIn
  • YouTube
  • Podcast on Spotify!
  • Apple Podcasts
  • iHeart Podcasts!
  • Amazon Podcasts
blueprint-8664842_1280.png

Meet David H. Kinder, RFC®, ChFC®, CLU®

Top Headshot 890cb0cb-8426-4db1-b756-310
IARFC 4-in-1 logos 2025.png
chfc - Transparent.png
clu - transparent.png
NAIFAmember-JPEG-Logo.jpg

David Kinder is a veteran of the insurance and financial services industry.  He has served the needs of American residents and business owners, currently as a Financial Consultant with unconventional strategies to help them accomplish their retirement income and wealth accumulation goals. 

​

He studied advanced financial planning through his various studies with The American College of Financial Services where he took private university level courses for over two years and passed over a dozen exams proving his mastery and expertise in financial planning subjects such as investments, retirement planning, income taxation, insurance matters, estate planning, and planning for business owners.
 

Family

When he’s not working with business owners or writing about planning and purpose, David is simply “Dad”—and that’s his favorite title. He’s incredibly proud of his three kids, each with their own personality, dreams, and direction in life. Watching them grow and chart their own paths has been one of his greatest joys. This photo was taken at one of their favorite spots in Riverside—a reminder that life’s real success is measured in moments like these.

Music

Outside the world of finance and consulting, one of David’s greatest joys is playing the clarinet. Music has long been a creative outlet and a grounding force in his life—reminding him of the value of practice, patience, and harmony, both on and off the stage. He performs with the Riverside Concert Band, a community ensemble that has been making music for 150 years. For David, playing with the band is both an honor and a privilege—a way to connect with others, celebrate tradition, and contribute something beautiful to the community he loves.

​

Professional Experience:

  • David Kinder Financial Consulting and Analysis Services: Owner (2024 - present)

  • David Kinder Insurance and Financial Wealth Solutions: Owner (2007 - present)

  • Mutual of Omaha: Insurance Agent (2012)

  • Combined Insurance Company of America: Insurance Agent (2011 - 2012)

  • MassMutual Financial Group: Financial Advisor and Insurance Agent (2007 - 2009)

  • Wescom Financial Services, LLC: Financial Advisor and Trust Liaison Officer (2005 - 2007)

  • American Express Financial Advisors: Financial Advisor Trainee (2004)

  • Wells Fargo Bank, N.A.: Personal Banker and Service Manager (2001 - 2004)

 

Education • Recognition • Licenses:

​

Professional Association Memberships:

  • International Association of Registered Financial Consultants® (IARFC®) is a non-profit professional association formed to foster public confidence in the financial services profession, help financial consultants exchange planning techniques, and recognize practitioners who are truly committed to ethical standards and continuous professional education. We simply want the public to have the best financial advice available.

  • National Association of Insurance and Financial Advisors® (NAIFA®) Founded in 1890, the National Association of Insurance and Financial Advisors is the preeminent association for financial service professionals in the United States of America. NAIFA members, in every Congressional district and every state house, subscribe to a strong Code of Ethics and represent a full spectrum of practice specialties to promote financial security for all Americans. Complimented by its professional development and consumer divisions, the Society of Financial Service Professionals and Life Happens, the association delivers value through advocacy, service, and education.

​

Industry Influencer & Publications:

​​

I look forward to sharing with you the work I do and discovering if we are a fit to work together.


David Kinder
David H. Kinder, RFC®, ChFC®, CLU®

Asset Structuring Architecture & Design
David Kinder Insurance and Financial Wealth Solutions

& David Kinder Financial Consulting and Analysis Services

My 3 kids.jpg
David at RCB 2.jpg

Regulatory Disclosure: ​Not Legal, Tax, or Securities Investment Advice:

The material discussed on this web site is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  David H. Kinder, RFC®, ChFC®, CLU® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, David H. Kinder, RFC®, ChFC®, CLU® does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

David H. Kinder, RFC®, ChFC®, CLU® does offer general investment information for educational purposes and may propose alternative financial strategies that do not contain or include securities. He does also discuss the pros and cons of various kinds of accounts (such as IRS regulated retirement plans) and is considered incidental advice surrounding various strategies and solutions, but does not necessarily constitute advice on the underlying securities.  
 

For tax or legal services and advice, please consult a licensed professional in your state.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary and the information should be relied upon only when coordinated with individual professional advice.

​

David H. Kinder, RFC®, ChFC®, CLU® is a life, accident & health insurance agent in California (CA Insurance License #0E54187) and can easily be licensed to do business in other states. David Kinder Insurance and Financial Wealth Solutions is the marketing name for David H. Kinder, RFC®, ChFC®, CLU® and is not affiliated with any other company. David Kinder Financial Consulting and Analysis Services offers separate financial analysis services that may be appropriate, offered by engagement agreement, and on a fee-for-service basis that does not offset commissions earned through product placement.  Any recommendations through these services can be implemented with any licensed professional the client chooses, including David Kinder Insurance and Financial Wealth Solutions.

Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any particular index option on fixed indexed insurance contracts, or on projected dividends on participating insurance contracts.  Planning results are not guaranteed and are subject to individual situations and circumstances. Listing company client access links under the "Client Access" menu does not constitute any endorsement, filing, or approval of this website or its content by such listed companies.  Client access links are provided for client convenience only.

 

The RFC® designation is conferred and issued by the International Association of Registered Financial Consultants (IARFC) and is used by permission.  
The marks of CLU® and ChFC® are the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.  

​

© David Kinder Insurance and Financial Wealth Solutions; All Rights Reserved

Privacy Policy | Accessibility Policy

bottom of page