David H. Kinder, RFC®, ChFC®, CLU®
Myth #18: Act of War, War Exclusion Clauses with Life Insurance
There is a myth out there that life insurance companies may not pay out a death benefit in the event a soldier dies in the line of duty...
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David H. Kinder, RFC®, ChFC®, CLU®
Aug 52 min
What is the purpose of insurance continuing education courses?
This month, I celebrate my 20th year as a licensed insurance agent. I also got a new notice of new continuing education requirements...
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David H. Kinder, RFC®, ChFC®, CLU®
Jul 293 min
Salesperson vs Client Building: What's the Difference? Is one better than the other? Motives behind each!
This morning, I woke up to a comment on one of my YouTube videos. It said "Spoken like a true insurance salesman." There is one company...
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David H. Kinder, RFC®, ChFC®, CLU®
Jun 71 min
Some concerns about IUL: Podcast Episode 1
There is a lot of talk and posts about IUL out there, particularly on social media. Normally, I wouldn't use an acronym, but awareness...
42 views
David H. Kinder, RFC®, ChFC®, CLU®
May 302 min
Common refrain: "It's not for everyone."
This is a common refrain that is often said regarding financial advice and how various products and concepts may or may not apply to...
34 views
David H. Kinder, RFC®, ChFC®, CLU®
May 75 min
Divorce is harder to plan for with infinitely more emotions
This article is probably more for me to help clarify this subject more than anyone else. I am on a committee to help expand on a...
8 views
David H. Kinder, RFC®, ChFC®, CLU®
Dec 10, 20232 min
Some ranting on my part
It's unfortunate how little life insurance and annuities are understood, by the general public as well as agents & advisors. First, the...
42 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 20, 20238 min
Dissecting Forbes article regarding Life Insurance Policy Loan Dangers
Let me first start by stating that it is not my intention to create rebuttal articles to everything written and found on the internet. ...
50 views
David H. Kinder, RFC®, ChFC®, CLU®
Nov 12, 20233 min
FINRA studies confirms emotional bias when determing consumer investment risk tolerance!
This image comes from Tom Hegna's new book "Who wants to be a millionaire?" (where I am also quoted extensively). What does this graph...
80 views
David H. Kinder, RFC®, ChFC®, CLU®
Oct 18, 20233 min
There are ONLY Two Kinds of Life Insurance Policies: Protection (death benefit) and Tax Code.
That's a rather bold statement that no one else seems to make, so I am going to clarify (as I always do). I'm not necessarily talking...
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