David H. Kinder, RFC®, ChFC, CLU
How to Choose a Financial Advisor
This is a question that I've had in the back of my head for quite some time... and I finally came up with the right answers to this...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 20
- 2 min
Why haven't my other advisors heard about what you teach and advocate?
I've been in the financial services industry for nearly twenty years. I'd like to think I've seen and heard about almost everything. I...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 17
- 4 min
How does an IUL "Wash Loan" work:
One of the greatest advantages of cash value life insurance is the ability to pledge it as collateral for a loan. Life insurance cash...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 16
- 2 min
"Do the insurance contracts you offer meet fiduciary duty standards?"
This was a question posed to another professional I work with in my financial group. He was asked this by an IAR (Investment Advisor...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 14
- 12 min
Let's talk about the U.S. Tax Code as it relates to what we advocate
I like being well read, well researched, and well-documented when it comes to the strategies I like to promote. I will admit... to being...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 13
- 4 min
Recent Bank Failures and You
Lots of panicking headlines over the past few days about Silicon Valley Bank and Signature Bank. Should you be worried? And are other...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 10
- 3 min
David, How Are You Compensated?
This article is very timely. I was at a professional conference a month ago and had the idea to write this article at that time. Since...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 10
- 3 min
Safe Withdrawal Rate and Level vs Increasing Income Considerations
I had a good meeting the other day and it sparked up a question that I hadn't written about before. First, the premise: The safe...
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David H. Kinder, RFC®, ChFC, CLU
- Mar 10
- 6 min
What makes a good client?
I've been giving this some thought as I thought it would make an excellent blog article. Let me start with the obvious: Yes, it is up...
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David H. Kinder, RFC®, ChFC, CLU
- Jan 18
- 3 min
"It's just not for me."
This is a different blog article because it's not necessarily specific to any one thing. It's about a comfort level about using various...
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