David H. Kinder, RFC®, ChFC®, CLU® 
Asset Structuring Architecture & Design
David Kinder Insurance and Financial Wealth Solutions
David Kinder Financial Consulting and Analysis Services

Fee-only fiduciary advisors are trained to be highly sensitive to cost. In the world of investment management, that discipline is not only appropriate—it is essential. Excessive fees compound negatively, erode long-term returns, and can materially impair client outcomes. Viewed through that lens, cash-value life insurance often appears indefensible. Permanent insurance policies carry mortality charges, administrative expenses, rider costs, and opportunity costs relative to ma

I've written a lot about life insurance here on this blog. Some people even consider me to be an 'expert'. (I don't necessarily believe...

There are many unlicensed financial entertainers who love to spout out "financial advice" with no (or little) consequences to themseves...

I could've sworn that I wrote about this article, but I can't find it. So it's better to just write it again than wonder where it is. ...

I am copy/pasting the link and article here, but this isn't about Suze (although it could be). This is a wake-up call. If these...

Warren Buffett claims that if you invested $114 in the first quarter of 1942 in the S&P 500 Index - AND HELD IT - you would have over...

Today, I want to talk about the difference between a financial entertainer and a true financial consultant. I found this clip of Suze...