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"If you want a podcast that makes finance clear and gives practical tips for your financial future, check out The Financial Advocacy Podcast with David Kinder. Kinder has a knack for breaking down complex financial concepts into bite-sized, understandable pieces, making this podcast an invaluable resource for both seasoned investors and financial novices.

What makes this podcast great is its focus on practical, listener-friendly advice. Kinder’s engaging style and thoughtful questions make each episode informative and enjoyable. He doesn’t just deliver financial advice; he champions a holistic approach to financial well-being. With that being said each episode is crafted with the listener's best interests in mind, offering actionable insights and strategies that covers a wide range of topics, from retirement planning to debunking financial myths, all in easy-to-understand 30 to 45-minute episodes.

David Kinder’s passion for helping people achieve financial security shines through, making this podcast both educational and motivating. It’s a top resource for anyone looking to improve their financial knowledge and strategy.”

Jeremy Nason, RFC® - Marketing and Sales Coach @ Insuranceproshop.com

Three experienced financial advisors come together to discuss various topics in traditional financial advice that puts consumers in harm's way and what they can do about it! Join us as we delve into the complexities of personal finance and advocate for better, more consumer-friendly financial practices.

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David H. Kinder,
RFC®, ChFC®, CLU®

DavidKinderFinancial.com

States Licensed: CA, NC, UT

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Curt Gibbs,
LACP®

StructuredWealthStrategies.com

States Licensed: TN, AZ, FL, KY, MT, NC

Regulatory Disclosure: Not Legal, Tax, or Securities Investment Advice

The material discussed on this website is provided for general illustration and informational purposes only and should not be construed as legal, tax, or securities investment advice, nor does it represent a recommendation of any specific company or product.

 

David H. Kinder, RFC®, ChFC®, CLU® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Adviser Representative (IAR), or Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with nor supervised by the U.S. Securities and Exchange Commission, the Financial Industry Regulatory Authority, or any state securities regulatory authority.

 

Accordingly, David H. Kinder, RFC®, ChFC®, CLU® may provide securities investment advice, including but not limited to recommendations regarding the buying, selling, or holding of securities; securities risk analysis; or the asset allocation of securities portfolios. For advice regarding securities investments, clients should consult a properly licensed and registered investment professional in their state.

 

Educational & Non-Securities Financial Information

David H. Kinder, RFC®, ChFC®, CLU® does provide general financial and investment-related information for educational purposes only and may propose alternative financial strategies that do not involve securities. Discussion of account types (including IRS-regulated retirement plans) is considered incidental to broader planning concepts and does not constitute advice regarding the underlying securities held within such accounts.

 

Tax & Legal Coordination Disclosure

Any discussion of tax matters is provided for general informational and educational purposes only and is incidental to broader financial planning concepts. David H. Kinder, RFC®, ChFC®, CLU® does not provide tax preparation, tax filing, or formal tax advice and does not prepare or file tax returns.

 

Clients should consult a licensed CPA, Enrolled Agent, or tax attorney regarding their specific tax situation. While prudent planning includes identifying potential tax implications, the responsibility for reporting, integrating, or reflecting such matters on any tax return rests solely with the client and their licensed tax professional.

For legal or tax services, please consult a licensed professional in your state. Information is derived from sources believed to be reliable; however, individual circumstances vary, and no information should be relied upon without individualized professional coordination.

Licensing & Business Disclosure

David H. Kinder, RFC®, ChFC®, CLU® is a licensed life, accident, and health insurance agent in California (CA Insurance License #0E54187) and may be licensed to conduct business in other states, where appropriate.

 

David Kinder Insurance and Financial Wealth Solutions is the marketing name for David H. Kinder, RFC®, ChFC®, CLU® and is not affiliated with any other company.

 

David Kinder Financial Consulting and Analysis Services offers separate financial analysis and consulting services provided pursuant to written engagement agreements and on a fee-for-service basis. Fees for consulting services do not offset commissions earned through product placement. Any recommendations may be implemented with any licensed professional of the client’s choosing, including David Kinder Insurance and Financial Wealth Solutions.

 

Fiduciary & Best Interest Disclosure

Fee-based consulting services are provided solely pursuant to a written engagement agreement and the payment of agreed-upon fees. When acting under such an engagement agreement, services are provided in a fiduciary capacity, limited strictly to the scope of services expressly defined in that agreement.

 

Certain services or recommendations—whether provided within a fee-based consulting engagement or outside of one—may involve the implementation of products or solutions offered by unaffiliated third-party providers. In such cases, compensation may be received through consulting fees paid by the client, commissions paid by third-party product providers, or a combination thereof.

 

When services are provided pursuant to a fiduciary engagement agreement, and commissions or other transaction-based compensation may be received in connection with the placement of products offered by outside companies, such compensation will be fully disclosed in advance, including the nature and source of the compensation, the role of the consultant, and any associated material conflicts of interest, and client consent will be obtained prior to implementation.

 

Outside of a fee-based consulting engagement, services may include education, analysis, and product-related recommendations. In such circumstances, no fiduciary relationship is implied or assumed unless expressly agreed to in writing.

 

Regardless of compensation structure or engagement type, all recommendations and guidance are provided in the client’s best interest, based on stated objectives, financial circumstances, and risk considerations, with appropriate disclosure of material conflicts of interest and compensation arrangements.

Additional information regarding business structure, licensing, compensation arrangements, and implementation options is provided in the Business & Licensing Disclosure.

 

Insurance & Annuity Disclosures

Insurance and annuity product guarantees are backed solely by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any index option within a fixed indexed insurance contract or to projected dividends of participating insurance policies.

 

Planning outcomes are not guaranteed and are subject to individual circumstances. Listing company client-access links under the “Client Access” menu does not constitute endorsement, approval, or review of this website or its content by such companies. Links are provided for client convenience only.

 

Designation & Trademark Notices

The RFC® designation is conferred by the International Association of Registered Financial Consultants and is used by permission.

CLU® and ChFC® are marks of The American College of Financial Services, which reserves sole rights to their use.

© David H. Kinder, RFC®, ChFC®, CLU®, doing business as David Kinder Insurance and Financial Wealth Solutions; All Rights Reserved
New client engagements are established by referral or through structured educational programs.
Unsolicited inquiries are not accepted.


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