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Public Speaking with David Kinder

 

In a time when financial decisions carry more complexity—and more downside risk—audiences need clarity, courage, and structure. As a veteran in the insurance and financial services profession, I bring real-world lessons and deep insight to every stage: from designing retirement income strategies to challenging industry norms about fiduciary duty. My talks aren’t motivational fluff—they’re frameworks, revelations, and wake-up calls. Whether your group is composed of consumers, professionals, or business owners, I help them see the architecture beneath money, ownership, and tax systems—and how to redesign their position within them.

Public Speaking Topics:

  • These presentations are designed for audiences who want to see financial clarity in a new light — where strategy meets structure, and structure determines outcome.
     

  • Each session blends technical insight with practical examples, making complex financial principles accessible and actionable. Whether the goal is to improve personal retirement outcomes or understand the advanced planning dynamics of business ownership, these talks inspire audiences to think differently about how wealth is built, preserved, and transferred


Signature presentations include:
 

  • Maximizing Retirement Income and Minimizing Income Taxation – Learn how to design retirement income streams that work in harmony with the tax code, helping you keep more of what you’ve earned.
     

  • Solid Foundations and Futures Start with Planned Designs Today: How intentional structure today creates flexibility, efficiency, and freedom tomorrow.

Strategic Insights for Professionals & Communities:

  • These talks are designed for organizations that value substance over slogans — service clubs, professional associations, and community leadership groups.
     

  • Each presentation blends real-world financial strategy with relatable storytelling, helping audiences understand how the structure of money, taxation, and ownership shapes long-term opportunity.
     

  • Whether you’re a business leader, an HR professional, or part of a community service organization, these sessions deliver insights your members can use to make better decisions — both for themselves and for the people they serve.

Signature presentations include:

  • How Uninsured Business Loans Threatens Business Succession: When a business owner dies or becomes disabled, an uninsured business loan can instantly turn a healthy company into a distressed estate. This presentation explores how debt structure, loan covenants, and inadequate protection planning can unravel even the strongest succession strategies. Attendees will learn how to identify red flags, assess exposure, and design coordinated solutions that protect lenders, heirs, and the continuity of the enterprise itself.

Insurance & Financial Services Industry Topics:

  • These presentations are designed for financial professionals who want to elevate their thinking, refine their ethics, and strengthen the purpose behind their practice. Drawing on real-world experience and years of research, David Kinder delivers actionable insights that challenge convention, expose hidden industry assumptions, and inspire a more transparent, client-centered approach to financial advice. Each topic blends candid perspective with practical wisdom, helping advisors reconnect with the true value and responsibility of their work.
     

Signature presentations include:
 

  • The 7 Greatest Lessons I've Learned Selling Life Insurance: After decades in the industry, David Kinder distills his experience into seven transformative lessons that redefine how financial professionals think about sales, advice, and integrity. This session explores what truly builds trust, how to shift from “selling” to guiding, and why the best advisors focus on client problems—not products. Practical, candid, and rooted in real-world success, this presentation equips agents and advisors with frameworks to build confidence, connection, and enduring client relationships.
     

  • Fiduciary Duty: What The Financial Media and Industry Lobbyists Aren't Telling You!: In a world where “fiduciary” has become a buzzword, this presentation peels back the curtain on what it really means—and how both the industry and the media often distort it. David Kinder examines the competing interests behind fiduciary regulation, revealing what true fiduciary conduct looks like beyond the marketing slogans. Advisors will walk away with a deeper understanding of ethics, liability, and how to align their practice with authentic client advocacy—without losing professional autonomy or profitability.

What Others Say:

  • “Back for his 3rd year of hosting the IARFC Virtual Summit, David is extremely experienced in facilitating lively conversations with our presenters and integrates your questions with our industry experts! David never fails to bring his A-game, and gives those who are Summit attendees a worthwhile program of practical applications.”
    — International Association of Registered Financial Consultants (IARFC)​​ 

    David Kinder, RFC®, ChFC®, CLU® serves as recurring host and moderator for the IARFC Virtual Summit — a national continuing education event for financial professionals.

     

  • “If you want a speaker who can make complex financial topics clear, engaging, and immediately useful, look no further than David Kinder. He has a rare ability to break down sophisticated financial and tax concepts into practical, understandable insights that resonate with professionals and everyday audiences alike.

    What makes David stand out is his focus on actionable, real-world strategies—delivered with authenticity, clarity, and purpose. His presentations blend education with inspiration, giving attendees the confidence to make better financial decisions and rethink what they’ve always been told.

    David’s passion for helping others achieve financial security and independence shines through every time he speaks. He’s not just a presenter—he’s an advocate for informed, more intentional financial design.”
    — Jeremy Nason, RFC® – Marketing and Sales Coach, InsuranceProShop.com

     

  • "Do you want a seasoned and compelling voice in the financial services business to speak to your group? Do you need someone who can cover complicated financial topics in a simple and fun way so that anyone can understand? Would it help if he was a top-quality speaking professional too? If yes, then David H. Kinder will meet and exceed your needs.

    I’ve spoken all over the world for decades and after watching David perform both live and virtually, I can say without hesitation that he knows his stuff and delivers it so that people can take advantage of his advice immediately. What could be better than that? Put David on your program and your audience will be delighted."

     Jim Ruta, BA, RHU, EPC, FDFS®, Hall of Fame Speaker & Coach, JimRuta.com 


Ready to elevate your next event?
I’m available for select conferences, summits, and professional association programs. If you’re interested in having me speak, moderate, or participate in a panel, reach out with your event details — and we’ll explore how to make it a great experience for your audience.

Media & Podcast Guest Opportunities

In addition to keynote and industry speaking engagements, I’m available for guest appearances on podcasts, webinars, and media programs. I enjoy collaborating with hosts and audiences who want to explore meaningful topics — from tax-efficient wealth design and business succession to the future of fiduciary standards and financial ethics.
 

If you’re looking for a knowledgeable, candid, and engaging guest who brings depth without jargon, I’d love to discuss joining your program.

Watch David present at The 2024 Professionals' Forum at
The Country Music Hall of Fame in Nashville, Tennessee!

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Regulatory Disclosure: Not Legal, Tax, or Securities Investment Advice:

The material discussed on this web site is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  David H. Kinder, RFC®, ChFC®, CLU® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, David H. Kinder, RFC®, ChFC®, CLU® does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

David H. Kinder, RFC®, ChFC®, CLU® does offer general investment information for educational purposes and may propose alternative financial strategies that do not contain or include securities. He does also discuss the pros and cons of various kinds of accounts (such as IRS regulated retirement plans) and is considered incidental advice surrounding various strategies and solutions, but does not necessarily constitute advice on the underlying securities.  

 

For tax or legal services and advice, please consult a licensed professional in your state.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary and the information should be relied upon only when coordinated with individual professional advice.

David H. Kinder, RFC®, ChFC®, CLU® is a life, accident & health insurance agent in California (CA Insurance License #0E54187) and can easily be licensed to do business in other states. David Kinder Insurance and Financial Wealth Solutions is the marketing name for David H. Kinder, RFC®, ChFC®, CLU® and is not affiliated with any other company. David Kinder Financial Consulting and Analysis Services offers separate financial analysis services that may be appropriate, offered by engagement agreement, and on a fee-for-service basis that does not offset commissions earned through product placement.  Any recommendations through these services can be implemented with any licensed professional the client chooses, including David Kinder Insurance and Financial Wealth Solutions.

Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any particular index option on fixed indexed insurance contracts, or on projected dividends on participating insurance contracts.  Planning results are not guaranteed and are subject to individual situations and circumstances. Listing company client access links under the "Client Access" menu does not constitute any endorsement, filing, or approval of this website or its content by such listed companies.  Client access links are provided for client convenience only.

 

The RFC® designation is conferred and issued by the International Association of Registered Financial Consultants (IARFC) and is used by permission.  
The marks of CLU® and ChFC® are the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.  

© David Kinder Insurance and Financial Wealth Solutions; All Rights Reserved

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