David H. Kinder, RFC®, ChFC®, CLU® 
"The Tax-Exempt Wealth Guy!"
David Kinder Insurance and Financial Wealth Solutions
& David Kinder Financial Consulting and Analysis Services

I'm going to get quite a few dissenting opinions on this article, particularly on LinkedIn and other places where agents love to debate...

There is a myth out there that life insurance companies may not pay out a death benefit in the event a soldier dies in the line of duty...

One common response or objection to life insurance and annuity insurance contracts is that, because they have various expenses or...

This is a common phrase that I hear from traditional planners, advisors, CPAs, and attorneys. Here's what's interesting about this...

I talk to insurance agents and financial advisors all over the country. On more than one occasion as we discuss various retirement...

For today's article, I want to talk about something that I'm seeing as an ongoing trend. Large insurance companies that were offering...

This post is an extension of my previous post regarding UL/IUL ongoing expenses, and I primarily talked about the funding levels being...

Today, I got into a strange conversation with someone who *claimed* to teach life insurance in Canada for 10+ years. I say *claimed*...

A common refrain heard throughout the mutual company sales forces is "mutual matters". This obviously serves these companies' agenda to...

I wasn't really planning on doing this. I was going to try to "let it go" (everybody sing along!)... but I couldn't. The writing...

If you've read my last blog post (Link here: https://www.davidkinderfinancial.com/post/will-your-advisor-pass-this-ira-test)... you know...

I have a lot of agents and advisors that read my blog, so I'm sure this will get some interesting thoughts and comments on social media....

This myth is born out of over-bearing and over-cautious insurance and financial services compliance departments (and those who only...

This is an interesting 'myth' because it makes a lot of common sense. If life insurance is always seen as a cost and if you can...

And here's another myth to be busted. "Dividends are just a return of unused (overcharged) premium." This is a myth perpetuated by...

From a book I read many years ago, the argument was made - "Why is there a savings component to life insurance? My car insurance doesn't...

This is another misconception about cash value life insurance that floats around out there, so allow me to help clarify this. If we look...

In a private Facebook group for insurance professionals, after I shared my article on debunking the myth that the insurance company keeps...

It's quite rare lately that I find an article about almost ALL the myths surrounding life insurance in one place... but today, I have...

This myth comes from those who believe that whole life insurance is the ONLY cash value life insurance policy one should own... because...

Today, let's talk about the "windfall" that life insurance creates. Or rather, how it is NOT a "windfall" at all. Insurance companies are...

Well, this headline and pic should get plenty of attention on my LinkedIn and Facebook channels! I decided to do a series of posts on...

This myth is an interesting one. And this myth strikes at the core of how ethical one’s profession and conduct really is. Is the life...

First, I’m going to start with a rant and then show some understanding. The training in the life insurance profession is severely...