F.A.Q. #16: Shouldn't my independent insurance professional represent MANY companies?
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This question sometimes comes up because of the common refrain from many independent insurance agents: "We represent over 30 companies...
David H. Kinder, RFC®, ChFC®, CLU®
- Aug 5, 2022
- 5 min
Stock Market Risk vs Index Performance Risk: Is Zero YOUR Hero?
Last month, I had the privilege to be invited and flown to the corporate office of a prominent insurance company to learn about their...
159
David H. Kinder, RFC®, ChFC®, CLU®
- Dec 4, 2019
- 2 min
F.A.Q. #15: When Does a 5% Interest Loan Beat A 0% Interest Loan?
It's conventional wisdom that paying a 0% interest loan is the ultimate way to go - particularly for large purchases like automobiles....
103
David H. Kinder, RFC®, ChFC®, CLU®
- Dec 3, 2019
- 6 min
Myth #11: Does Mutual Really Matter? Yes and No
A common refrain heard throughout the mutual company sales forces is "mutual matters". This obviously serves these companies' agenda to...
304
David H. Kinder, RFC®, ChFC®, CLU®
- Nov 26, 2019
- 10 min
Rebuttal to "Stay Away from these Scam Artists"
I wasn't really planning on doing this. I was going to try to "let it go" (everybody sing along!)... but I couldn't. The writing...
300
David H. Kinder, RFC®, ChFC®, CLU®
- Nov 26, 2019
- 4 min
F.A.Q. #10 Why this blog?
One of the advantages of being an independent agent, is the freedom of expression and the creation of my own marketing materials. ...
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David H. Kinder, RFC®, ChFC®, CLU®
- Nov 4, 2019
- 6 min
F.A.Q. #1 - Are You A Fiduciary?
I have an Android phone. I check my Google Chrome application at least daily. Because of my profession, I get a fair amount of articles...
113
David H. Kinder, RFC®, ChFC®, CLU®
- Aug 15, 2019
- 5 min
F.A.Q. #3 - Don't You Need Securities In Your Financial Planning and Retirement Portfolio Today?
Today's blog post is an adaptation and direct citation of an article by Hank Brock, CPA, MBA, ChFC, CLU, RFC that was originally...
152
David H. Kinder, RFC®, ChFC®, CLU®
- Aug 2, 2019
- 4 min
F.A.Q. #14 - "Roth IRA on Steroids??"
This is a strange topic at times, depending on who you're talking to. Life insurance came out FIRST, way before Senator William Roth...
674
David H. Kinder, RFC®, ChFC®, CLU®
- Jun 28, 2019
- 1 min
F.A.Q. #2 - How Exactly Does Indexed Life Insurance Work For Retirement Income?
I recently came across this video presentation done by my LinkedIn contact Louis LaBash. Louis is selling a software service to other...
114
David H. Kinder, RFC®, ChFC®, CLU®
- Apr 14, 2019
- 2 min
F.A.Q. #5 - Could Pride Prevent You From Doing The Proper Planning You And Your Family Need?
Today's blog post is a bit of a strange one. Over 10 years ago, I didn't know how to initiate contact with people on a professional...
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David H. Kinder, RFC®, ChFC®, CLU®
- Oct 15, 2018
- 9 min
F.A.Q. #4 - How does Indexed Interest work with Fixed Indexed Insurance Contracts
It is often said in sales “don’t build people a watch when they just want you to tell them the time.” However, with how often these...
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