Always nice to be published: IARFC White Paper on Fiduciary Duty
- David H. Kinder, RFC®, ChFC®, CLU®
- May 6
- 2 min read
Updated: 11 minutes ago
When I saw that the theme for the Spring, 2025 edition of The Register was to be about ethical conduct, I had to write an article on fiduciary duty. I had written a few blog posts, discussed it in private briefings, my own podcast, and have been a guest on other podcasts and programs on the topic.
A planned 1-2 page article...
turned into 20 pages!
I let the editor know that it wasn't my intention to make the entire publication about my article, but I couldn't see anything that I could responsibly trim. It was her suggestion that we make it into a white paper and put a 1-page 'ad' to promote it. The intended audience are insurance and financial industry professionals, but if consumers wanted to learn some things "behind the scenes" about our industry, they may find it an interesting read.
White paper description:
Fiduciary Duty
No one is talking about the facts surrounding fiduciary duty. David Kinder believes that the narratives being shared from both pro-fiduciary and anti-fiduciary lobbying efforts do NOT serve the insurance and financial services community, let alone the consumer. This is regardless of insurance-only licensing, broker/dealer licensing, RIA-only, or any combination of licensing. Regardless of holding CFP designation, representing yourself as a “Fee-only” CFP, or Fee-based. This confusion does not serve anybody.
This Is Not About Your Heart, Your Intentions, Or Your Competence.
He believes that most professionals who pursue and earn industry designations and belong to industry associations are looking to serve their clients in the best ways possible while also doing well for themselves. This is about understanding the fiduciary standards as they apply (or not) and what they mean. Download the entire white paper for an in depth review of Fiduciary Duty.
Author: David Kinder, RFC®, ChFC®, CLU®
