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Bacon, Dr. Pepper, and... William Shatner?
What do these three have in common? Longevity. First, the bacon story: https://www.usatoday.com/story/news/nation-now/2015/10/06/worlds-...
David H. Kinder, RFC®, ChFC®, CLU®
Aug 5, 20182 min read
Myth #10 - You Don't Need Life Insurance on Your Children
Critics of those who sell life insurance on children often say that it's an unnecessary expense. "After all, they aren't making any...
David H. Kinder, RFC®, ChFC®, CLU®
Jul 27, 20181 min read
Beware of Political Accounting Tactics!
I saw this meme in one of my friends' Facebook feed without citing any sources: Let's find out the truth: And so let's look at the truth...
David H. Kinder, RFC®, ChFC®, CLU®
Jul 22, 20181 min read
F.A.Q. #11 - What Is the Capital Equivalent Value of Life Insurance in Retirement?
Well, that's a long title! But the question remains: What is the equivalent value of life insurance to most traditional retirement income planning? First, let's talk about the "elephant in the room": The rates of return on all cash value policies will NOT out-pace investment equivalents. However, from a TAX perspective, life insurance is FAR more efficient. So, let me ask you this question: Which would you rather have? a) $5,000,000 b) $3,000,000 Now, most people would
David H. Kinder, RFC®, ChFC®, CLU®
Jul 16, 20183 min read
Now THIS is an investment expert worth listening to... but why bother?
Some time ago, I wrote a blog post critical of Warren Buffett's investment advice. However, today's post deals with a person who actually...
David H. Kinder, RFC®, ChFC®, CLU®
Jul 11, 20182 min read
Titles, Designations, and Compensation… Oh My!
Note: This is a reposted article that I wrote about 3 years ago or so... and I've found it plagiarized in various places on the internet....
David H. Kinder, RFC®, ChFC®, CLU®
Jun 18, 201811 min read
Should you maximize your employer's 401(k) match? Let's do the math on that.
It is common traditional financial advice that everyone "should" maximize their employer matching contributions on their 401(k). That...
David H. Kinder, RFC®, ChFC®, CLU®
Jun 18, 20184 min read
Disagreeing With "The Oracle of Omaha" is Practically Sacrilegious... but I'm Doing It
Warren Buffett claims that if you invested $114 in the first quarter of 1942 in the S&P 500 Index - AND HELD IT - you would have over...
David H. Kinder, RFC®, ChFC®, CLU®
Apr 25, 20182 min read
I LOVE Being Published!
There's some talk in our industry regarding digital platforms (like Amazon) to "take over" our industry and put agents and advisors out...
David H. Kinder, RFC®, ChFC®, CLU®
Apr 25, 20181 min read
Should You Start A Business in Retirement?
Retirement is being reinvented. It's no longer just retiring and doing some travel, but it's about a new phase of life! A phase that...
David H. Kinder, RFC®, ChFC®, CLU®
Apr 18, 20182 min read
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