• David H. Kinder, ChFC

Are You A Super Genius To Your Own Detriment?

Updated: Dec 28, 2019

Today I saw a financial adviser preview of the documentary "The Tax Train is Coming" by David McKnight. (And it's VERY GOOD!) In it, there were clips of David McKnight speaking about a Warner Brothers "Roadrunner and Coyote" clip about "the shed and the freight train."

Now, this clip is obviously hilarious... but I'd like to translate it for you for today:

- Bugs Bunny (possibly represents the Government? The IRS? Other well-meaning advisers recommending that you postpone your taxes for a tax-break this year?) is driving the tractor to move the shed onto the tracks.

- Wiley E. Coyote (that's you and me) is counting up his carrots believing he's a "super genius" with how much he has (I think they're sticks of dynamite).

- The train... is the fiscal problem of our federal government and the impending tax situation.

- Once it's too late, Wiley E. Coyote (you and me) simply closes the shade to ignore what's immediately about to happen.

Allow me to ask you a question: Which would probably be a better situation for you:

a) Volatile Stock market risk and fully taxable retirement savings plans?

b) No stock market risk and tax-free retirement plans?

The new 'golf-course bragging rights' will be tax-free income, rather than bragging about how much return you may have earned on your portfolio in a given year. It will be "The stock market went down, but *I* didn't... and I'm perfectly positioned to reap the upside as it grows again."

Here's the movie trailer preview:

David H. Kinder | Lifetime Tax & Wealth Educator

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