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Follow "Financial Entertainer" advice at your own risk (and peril)!
There are many unlicensed financial entertainers who love to spout out "financial advice" with no (or little) consequences to themseves...

David H. Kinder, RFC®, ChFC®, CLU®
Oct 8, 20234 min read


Buyer Beware... of False Promises Appearing Real Part 2 (Hybrid Indexes)
One of my professional advantages of being the admin of one of the largest professional Facebook groups if its kind, is that I get to get...

David H. Kinder, RFC®, ChFC®, CLU®
Oct 7, 20234 min read


ProPublica article on The Secret IRS Files: How the wealthiest avoid income tax
This article was originally published on June 8th, 2021. https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-s...

David H. Kinder, RFC®, ChFC®, CLU®
Sep 29, 20231 min read


Morningstar (Canada) discussing "Fiduciary" Securities Advisors non-disclosed conflicts of interest
I'm going to copy the entire article here. The main point will be highlighted below. In short, "Fiduciary securities advisors" (what I...

David H. Kinder, RFC®, ChFC®, CLU®
Sep 27, 20235 min read


F.A.Q. #16: Shouldn't my independent insurance professional represent MANY companies?
This question sometimes comes up because of the common refrain from many independent insurance agents: "We represent over 30 companies...

David H. Kinder, RFC®, ChFC®, CLU®
Aug 16, 20233 min read


Key Person Lesson from The Founder
I finally got a chance to watch The Founder with Michael Keaton portraying Ray Kroc... the founder of McDonald's Corporation. Very...

David H. Kinder, RFC®, ChFC®, CLU®
Jul 16, 20233 min read


Primerica IUL hit piece De-bunked
There are very few companies that have such an industry disruption reputation that Primerica has. One of the best things that Primerica...

David H. Kinder, RFC®, ChFC®, CLU®
Jun 24, 202311 min read


Are portfolio management fees a rip-off? Compared to what?
It's easy for financial professionals to "beat up" on portfolio management fees. After all, it's possible that it doesn't feel like...

David H. Kinder, RFC®, ChFC®, CLU®
Jun 12, 20233 min read


How to Choose a Financial Advisor
This is a question that I've had in the back of my head for quite some time... and I finally came up with the right answers to this...

David H. Kinder, RFC®, ChFC®, CLU®
Apr 15, 20236 min read


Why haven't my other advisors heard about what you teach and advocate?
I've been in the financial services industry for nearly twenty years. I'd like to think I've seen and heard about almost everything. I...

David H. Kinder, RFC®, ChFC®, CLU®
Mar 20, 20232 min read
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