Welcome!

You've worked hard your entire life—building your business, saving for retirement, and paying your fair share of taxes. But what if I told you that the moment you finally retire is when the highest taxes of your life begin?

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The System is Broken

I’m David Kinder, a Registered Financial Consultant® and Chartered Life Underwriter®, and I believe traditional financial advice is deeply flawed. It’s designed to benefit the IRS, Wall Street, and lending institutions—far more than it benefits you, the American taxpayer. The truth is, many who follow conventional financial wisdom end up losing more than they realize.

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How Broken Is It?

If you retire successfully, did you know you could be SEVENTH in line to receive your own retirement savings?

 

Here’s who gets paid before you:

🚩 Federal income taxes
🚩 State income taxes
🚩 Local county & city income taxes
🚩 Taxes on Social Security benefits
🚩 Medicare IRMAA “success” penalty
🚩 Wealth management fees
➡️ Finally… you.

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There’s a Better Way

I want to show you how to use the tax code to your advantage—so you can retire with more and legally reduce your tax burden. I’ll teach you strategies that allow you to:

✅ Minimize or eliminate federal income taxes in retirement!
✅ Leverage your money before retirement to accelerate financial growth!
✅ Help business owners grow using funds they would’ve sent to the IRS!
✅ Legally sell a business and avoid paying capital gains taxes (for qualifying businesses)!

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The Reality:

YOU built your wealth.
The United States Congress, IRS, and state tax authorities didn’t share in your risk, but they will surely share in your reward—unless you act.

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The Results I Deliver

🔹 My clients retire with the lifestyle they want—using only half to a third of what traditional advisors claim they need
🔹 They unlock their wealth before retirement to fuel their financial future
🔹 Qualifying business owners can legally bypass capital gains taxes when selling their businesses—keeping far more for retirement

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Why Should You Listen to Me?

I’ve dedicated my career to studying what most advisors and tax professionals overlook.

✔️ 150+ in-depth articles documenting my findings
✔️ Industry speaker & contributor to top financial publications
✔️ Mentor to 13,000+ financial professionals worldwide

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Now, I’m offering to share what I’ve learned with you.

 

Are you ready to take control of your financial future? Let’s talk.

David Kinder
David H. Kinder, RFC®, ChFC®, CLU® ​

"The Tax-Exempt Wealth Guy!"™
David Kinder Insurance and Financial Wealth Solutions

& David Kinder Financial Consulting and Analysis Services