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You will work your entire life: paying taxes, building your business, and building your retirement savings.  It is THIS time when the highest taxes of your life start to visit you and plague you for the rest of your life.

I'm David Kinder, Registered Financial Consultant® and Chartered Life Underwriter®, and I believe that the system is broken when it comes to common traditional financial advice.  I can prove it and show people a far better way.  I believe that the common traditional advice benefits the Internal Revenue Service, Wall Street, and lending institutions FAR more than the American Taxpayer is led to believe.  I believe such advice creates more victims than winners for those who engage and follow that advice.

Just how broken is the system?  Would you believe that if you retire successfully, you can be paid up to SIXTH in line out of your retiremetn savings?!  Sixth!


🚩 Federal income taxes

🚩 State and local county & city income taxes

🚩 Taxes on your Social Security retirement benefits

🚩 Medicare IRMAA success penalty

🚩 Wealth management fees to manage your retirement nest-egg

➡️ Finally... you.

I want to show you how you can use the tax code to your advantage and retire off the radar screen of the IRS for income tax purposes. I want to show you how you can use your money before you retire to help you accelerate your financial planning. I want to show you how qualifying business owners can grow their business using money previously sent to the IRS each year... and eventually sell their businesses and legally avoid paying capital gains taxes!


YOU built your retirement savings and your successful business.
The IRS and state tax authorities did not share in your risk,
but they will surely share in your reward.


Results I bring: My clients will be able to retire at the standard of living they want... using only half to a third of the money that traditional advice would tell them they would otherwise need to do it and they'll be able to use this capital before retirement to help them fuel their financial futures even further!  For qualifying business owners, you may be able to sell your business and legally bypass capital gains taxes so you can have far more walk-away cash for your retirement! 


Why should you listen to me? I have studied these areas far more than the average advisor and tax preparer. I've written over 150 blog articles on my site documenting what I have learned. I am an industry platform speaker and contribute to many various industry publications.

I also help mentor and guide over 13,000 financial professionals around the world in my Facebook group to help them guide and advise their clients.  You can read many of their kind comments and testimonials to me below.  


I am just curious... would you like to learn what I have come to know?

David Kinder
David H. Kinder, RFC®, ChFC®, CLU® ​

"The Tax-Exempt Wealth Guy!"
David Kinder Insurance and Financial Wealth Solutions

& David Kinder Financial Consulting and Analysis Services

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US Flag Honor Flown on Sept 12 2022 honoring David Kinder's practice and promotion of prudent, qualified, and fiduciary client service and advice in financial services
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What others in the financial services industry say about David:

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