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Can Business Owners Use Their Business Checkbook for Personal Tax-Exempt Strategies?
Please note: I am NOT an accountant, CPA, or attorney. Please seek the advice of a qualified professional for accounting, tax, or legal...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 23, 20204 min read


Is Your Financial Plan a Wealth "Addition" Plan or a Wealth "Multiplication" Plan?
I had a little trouble trying to come up with a headline for this particular article because I really wanted to talk about synergy within...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 15, 20205 min read


Fiduciary duty is like a restraining order. It just tells you how hard you can sue.
I got this article in my mobile feed today and that's when it occurred to me: "Fiduciary duty is like a restraining order. It's not a...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 7, 20203 min read


"TAX THE RICH!! TAX THE 1%!!" Who they are REALLY going after:
We hear a lot of this from certain political campaigns. No, I don't want this to become a political ideological blog or article. But who...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 5, 20202 min read


Do you have REAL financial reviews with your advisor... or annual defense reviews?
This isn't such an issue lately. The United States has had a fantastic and longest running BULL market since 2009. However, not...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 4, 20202 min read


David, What Makes YOU Different From Other Advisors?
This is a good question and I've learned many ways to explain this over the years. Since this is a blog, I'll outline my lengthier way...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 2, 20203 min read


Riddle Me This:
If the stock market has doubled... but the national debt is still very high... won't somebody need to pay somebody at some point? If the...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 1, 20201 min read


If Financial Planning was Chess... Which Assets and Accounts Would Be Which Pieces?
Chess is a game of strategy - no question about that. I am a chess amateur. I usually play against the computer - so no one else can...

David H. Kinder, RFC®, ChFC®, CLU®
Jan 31, 20202 min read


Government Spending Trends
Did you know that every two years, the IRS publishes the Income and Outlays of Government Spending? It's tucked in the back of the...

David H. Kinder, RFC®, ChFC®, CLU®
Jan 30, 20203 min read


How Can We Plan With Ever-Increasing Retirement Targets???
A couple months ago, there was this article: How much you’ll need to invest each month to retire with $5 million at age 20, 30, 40 and...

David H. Kinder, RFC®, ChFC®, CLU®
Jan 29, 20202 min read
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