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Excuses #2 - Eh... too many and too quick to respond
Some of these are laughable, but I'll address them quickly. "I'm wealthy. The last thing I need is life insurance and "I own properties"."...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 21, 20193 min read


Excuses #1: "Go Fund Me" is better than Life Insurance
I was on my LinkedIn feed and saw some blog ideas, and this one was a listed "misconception" as to why people don't buy life insurance....

David H. Kinder, RFC®, ChFC®, CLU®
Nov 20, 20193 min read


Biased Financial Advice? Say It Isn't So!
I'm going to say something shocking... so I hope you're sitting down. Ready? ALL financial advisors and insurance agents have a bias! ...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 18, 20193 min read


Your IRS Regulated Plan Contribution is NOT a Tax Deduction!
If you've read my last blog post (Link here: https://www.davidkinderfinancial.com/post/will-your-advisor-pass-this-ira-test)... you know...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 11, 20191 min read


Will YOUR Advisor Pass this IRA Test?
I have a lot of agents and advisors that read my blog, so I'm sure this will get some interesting thoughts and comments on social media....

David H. Kinder, RFC®, ChFC®, CLU®
Nov 11, 20193 min read


Is the Government Trying to Trick You? The Answer is Very Simply Yes.
First, let me say that while I have my own political leanings, this isn't going to be a "conservative vs liberal" or "left vs right"...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 8, 20193 min read


F.A.Q. #1 - Are You A Fiduciary?
I have an Android phone. I check my Google Chrome application at least daily. Because of my profession, I get a fair amount of articles...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 4, 20196 min read


Perspective: Why I do what I do the way I do it!
I have a LOT of agents and advisors that read my blog. They benefit from the perspective and learning I've done in my professional...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 2, 20195 min read


Why Traditional Planning Is Designed To Fail You: The 4 Rules of Financial Institutions
If you were to open a bank, financial institution, Wall Street-based institution, or even the Internal Revenue Service division... what would be your criteria to ensure that you were running a profitable business? To build a profitable financial business, then you would live by four rules - the same four rules that EVERY financial institution (and Government) live by. Rule #1: They want ALL your money. (Somehow, the word 'duh' comes to mind.) Banks: When I worked for a larg

David H. Kinder, RFC®, ChFC®, CLU®
Nov 1, 20195 min read


Theory: Why Don't More Advisors Understand Cash Value Life Insurance?
I'm a voracious reader (sometimes a bit too much). When I entered the financial advisor profession in 2004, I wanted every advantage I...

David H. Kinder, RFC®, ChFC®, CLU®
Nov 1, 20194 min read
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