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Myth #5 Why is there a savings component to life insurance? My car insurance doesn't do that!
From a book I read many years ago, the argument was made - "Why is there a savings component to life insurance? My car insurance doesn't...

David H. Kinder, RFC®, ChFC®, CLU®
Aug 15, 20191 min read


Myth #9 - Paying to Borrow My Own Money is a Scam!
This is another misconception about cash value life insurance that floats around out there, so allow me to help clarify this. If we look...

David H. Kinder, RFC®, ChFC®, CLU®
Aug 15, 20195 min read


F.A.Q. #14 - "Roth IRA on Steroids??"
This is a strange topic at times, depending on who you're talking to. Life insurance came out FIRST, way before Senator William Roth...

David H. Kinder, RFC®, ChFC®, CLU®
Aug 2, 20194 min read


F.A.Q. #2 - How Exactly Does Indexed Life Insurance Work For Retirement Income?
I recently came across this video presentation done by my LinkedIn contact Louis LaBash. Louis is selling a software service to other insurance agents and financial advisors to help them to promote the benefits of Indexed Life Insurance to their clients for generating retirement income. And as I watched this, I LOVED it! What you'll learn is how cash value life insurance, when properly structured, can generate SUPERIOR retirement income cash flow compared to other ways of

David H. Kinder, RFC®, ChFC®, CLU®
Jun 28, 20191 min read


F.A.Q. #5 - Could Pride Prevent You From Doing The Proper Planning You And Your Family Need?
Today's blog post is a bit of a strange one. Over 10 years ago, I didn't know how to initiate contact with people on a professional basis, to discuss their financial and life insurance planning. I had ordered books from Frank J. Rumbauskas at that time in order to get people to contact me for the kind of work I did. He wrote books with the titles of "Never Cold Call Again!" and "Cold Calling is a Waste of Time" - which resonated with me at the time because I had previousl

David H. Kinder, RFC®, ChFC®, CLU®
Apr 14, 20192 min read


InvestmentNews: An Update on the 4% rule
Here's the article link: https://www.investmentnews.com/article/20190204/BLOG09/190209983/an-update-on-the-4-rule Click Here for a PDF...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 22, 20192 min read


Spreading Myths Simply Pays More
In a private Facebook group for insurance professionals, after I shared my article on debunking the myth that the insurance company keeps...

David H. Kinder, RFC®, ChFC®, CLU®
Feb 5, 20193 min read


Education Planning and Highest Paid Job in Every State
This article caught my attention today: Visualizing the Highest-Paid Job in Every State In short, according to the US Department of...

David H. Kinder, RFC®, ChFC®, CLU®
Jan 18, 20192 min read



David H. Kinder, RFC®, ChFC®, CLU®
Jan 11, 20191 min read


Year-End Investment Returns: How did YOU do?
I just got Callan's Periodic Table of Investment Returns for ending in 2018. You can check out the year-end returns here: The Callan...

David H. Kinder, RFC®, ChFC®, CLU®
Jan 10, 20191 min read
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