• David H. Kinder, ChFC

Who Am I?

Updated: Dec 28, 2019


Author Unknown

I am a piece of paper - but even more - I am an ideaa promise

I help an Individual see visions and dream dreams

I am education for children

I am savings; I help achieve economic immortality

I am property that increases in value year after year

I lend money when it's needed most… with no questions asked

I pay off mortgages so families can remain together in their home during times of trial

I create, manage and distribute property; protect employees and jobs

I am tangible evidence that an individual is a good provider

I am a declaration of financial independence and economic freedom

I purvey peace of mind - I provide for retirement, with dignity - without the fear of want

I am the only thing one can buy on the installment plan that his/her spouse does NOT have to finish paying for…

I am a certificate of character; an evidence of good citizenship, an unimpeachable title to the right of self-government

I am protected by laws which prevent creditors from taking the money I give your loved ones

I am a great social compact that merges the individual into the mass and replaces the frailty of one standing alone with the immeasurable strength of many standing together!

I supply capital that creates and sustains countless jobs

I guarantee that there will ALWAYS be a Christmas – with tinsel, a happy fireside and children's laughter – even though the breadwinner is no longer there

I am the Guardian Angel of the Home… of Your Family…


David H. Kinder | Lifetime Tax & Wealth Educator Dynamic Advanced Insurance, Financial, and Retirement Strategies


3578 Atchison Circle
Riverside, CA  92503-5166 

Phone & Text: 


Regulatory Disclosure:

David H. Kinder, ChFC® is regulated by the California Department of Insurance as a life, accident & health insurance agent (CA Insurance License #0E54187)​.  This communication is strictly intended for individuals residing in the state(s) of CA. No offers may be made or accepted from any resident outside the specific states referenced until proper state insurance licensing and company appointments are secured for that given state. David Kinder Insurance and Financial Solutions is the marketing name for David H. Kinder, ChFC® and is not affiliated with any other company.  Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Guarantees do not apply to the performance of any particular index option on fixed indexed insurance contracts, or on projected dividends on participating insurance contracts.  Not all recommendations necessarily require insurance product purchases. Not all products are appropriate or available for all situations. Results are not guaranteed and are subject to individual situations and circumstances. Listing company client access links under the "Client Access" menu does not constitute any endorsement, filing, or approval of this website or its content by such listed companies.  Client access links are provided for client convenience only.

Not Legal, Tax, or Securities Investment Advice:

The material discussed on this web site is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice, nor does it represent any specific company or specific products.  David H. Kinder, ChFC® is not registered nor licensed as a Registered Investment Advisory Firm (RIA), Investment Advisor Representative (IAR), nor as a Registered Representative (RR) with any broker/dealer firm, and is therefore not registered with, or supervised by, the U.S. Securities and Exchange Commission (SEC), Financial Industry Regulatory Authority (FINRA), or any state securities regulatory office.  As such, David H. Kinder, ChFC® does not provide investment advice, specifically: buying, selling, holding, risk analysis, or any other analysis of securities, nor the asset allocation of securities portfolios. For specific investment advice on your securities investment portfolio, please contact a licensed and registered investment professional in your state.

He does offer general investment information for educational purposes and may propose alternative financial strategies that do not contain or include securities. He does also discuss the pros and cons of various kinds of accounts (such as IRS Regulated Retirement Plans) and is considered incidental advice surrounding various strategies and solutions, but does not necessarily constitute advice on the underlying securities.  

For tax or legal services and advice, please consult a licensed professional in your state.  Although the information has been gathered from sources believed to be reliable, please note that individual situations can vary and the information should be relied upon only when coordinated with individual professional advice.

The ChFC® is the property of The American College of Financial Services, which reserves sole rights to its use, and is used by permission.  

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